GST Number:

GST NUMBER: 37AACAT0262C1ZW

Functions:

• As an Apex Bank, DCCB acts as a balancing center for resources of the Cooperatives in the State and also acts as an investment agency for DCCBs.
• DCCB is the Nodal agency for channelization of funds from RBI/NABARD/Government to farmers through DCCBs/PACS by providing refinance facility to DCCBs.
• DCCB guides, supports, and assists the DCCBs & PACS in improving their managerial capabilities, operational efficiency, technology adoption & upgradation, systems & procedures, training, providing incentives, and undertaking and promoting any such activity as may be beneficial to the overall growth of Cooperative Credit Structure in the State.
• DCCB has established a training institute to impart training for capacity building of staff working in the Cooperative Credit Structure (DCCB, DCCBs & PACS) in the State.

Services:

• The Bank has been functioning on Core Banking Solution (CBS) platform since 2002.
• The Bank is providing various banking services viz., accepting various types of deposits, extending all types of retail loans , all remittance services (RTGS/NEFT/IMPS)/UPI, Direct Benefit Transfer(DBT) service Mobile Banking Services, etc.,
• The retail loan products are – Gold Loans, Personal Loans, Vehicle Loans (both 2 wheeler and car), Education Loans, Housing Loans, Real Estate Mortgage Loans, SOD against Mortgage of Property, SHG Loans, SME loans, etc.,
• The Bank is extending round the clock services to the customers through 16 onsite ATMs and 2 Mobile ATMs. Through Mobile ATM, bank has been providing ATM on wheel services in the CRDA.
• Providing refinance both ST & LT for various purposes viz., ST-SAO crop loans, ST-Others, LT loans for Investment in agriculture and allied activities, Weavers, SHG/RMG/JLGs, PACS-MSC, Gold loans etc.,
• Also providing institutional credit to APCO, StreeNidhi, Cooperative Sugar Factories, Employees Cooperative Credit Societies etc.,

Branch Network:s

To emerge as the Best Co-operative Enterprise in the state,working on sound business and co-operative principles for sustainable and equitable growth of member Co-operative Credit Institutions and in fostering rural prosperity.

MISSION STATEMENT:

DCCB is committed to promote sustainable and equitable agriculture and rural development through-

• Extending timely and adequate credit at affordable cost to Small and Marginal Farmers, Agricultural Labourers, Tenant Farmers, Artisans, Small Entrepreneurs, and other Weaker Sections through the established Co-operative Credit Structure network;
• Offering best quality and customer-friendly banking services with state-of-the-art banking technology;
• Building a dynamic workforce for the Co-operative Credit Structure through recruiting, training, and deploying qualified tech-savvy employees;
• Ensuring profitability and viability of affiliated Credit Co-operative operatives in a sustainable manner with responsible, accountable, and member-driven sound Co-operative principles and Good Governance practices, to take transparent business decisions;
• Securing rural prosperity in the State of Andhra Pradesh.

DCCB GST Numbers:

GST NUMBER: 37AACAT0262C1ZW