Loans

Rate of Interest on Loans:

S.NO

NAME OF LOAN RATE OF INTEREST

1

SAO-CKCC Loans 5.75%

2

Cash Credit 13%

3

Other Gold Loans-Upto Rs.2.00Lakhs 9.50%

4

Other Gold Loans-above Rs.2.00Lakhs

12%
 5

Express gold loans upto Rs.2.00 Lakhs

9%

6

Cash Credit to Societies Gold Loans 10%

7

LT Loans Individuals through PACS

9.50%

8

LT Loans to Members

9.50%

9

LT Loans Direct to Societies

8%

 10

Loans to Self Help Groups upto Rs.3.00 Lakhs 7%
11

Loans to Self Help Groups above  Rs.3.00 Lakhs

10%

 12

Loans to Joint Liability Groups(Non Agriculture)

12%

13

Loans to Joint Liability Groups( Agriculture)

7%

14

Housing loans to Individuals

9%

15

Real Estate Mortgage Loans (Rural)

12.50%

16

Real Estate Mortgage Loans (Urban)

12.50%

17

ST-Others PACS 10.50%

18

ST-Others Individuals

12%

19

MT Non-Agrl ECCS

13%

20

Mudra Loans

12%

21

Personal Loans-indls

14%

22

Swayam Krushi Loans(Small Business People) 13%
23

ICDP Loans to Societies

9%

24

Personal Loans to Staff

10%

25

Housing loans to Individuals(more than 30.00lakhs) 10.25%

        26

Housing construction loan to staff

7%