Loans

Sl. No. Name of the Product Rate of Interest
1 Cash Credit 12.00%
2 Other Gold Loans – Upto Rs.2.00 Lakhs 8.00%
3 Other Gold Loans – Above Rs.2.00 Lakhs 11.50%
4 Cash Credit to Societies Gold Loans 7.00%
5 Express Gold Loans Up to Rs.2.00 Lakhs 7.00%
6 Gold Loan Cash Credit Indls 7.00%
5 LT Loans Direct ( Ultimate Borrower ) 9.90%
7 LT Loans Direct to Societies 8.40%
8 Loans To Self Help Groups upto Rs.3.00 lakhs 7.00%
9 Loans To Self Help Groups above Rs.3.00 lakhs 9.00%
10 Loans To Joint Liability Groups ( Non Agriculture) 12.00%
11 Loans To Joint Liability Groups ( Agriculture) 7.00%
12 Housing loans to Individuals 9.00%
13 Real Estate Mortgage Loans(Rural) 12.50%
14 Real Estate Mortgage Loans(Urban) 12.50%
15 ST-Others PACS 9.50%
16 ST-Others INDIVIDUALS 11.00%
17 MT Non-Agrl ECCS 13.00%
18 Mudra Loans 12.00%
19 Personal Loans – Indl 14.00%
20 Personal Loans – Indl ( Salary account with our Bank) 10.00%
21 Personal Loans Indls ( Salary account With other Bank) 12.00%
20 House Site Loans to Indls 13.00%
21 Swayam krushi loans (small business people) 13.00%
22 Cash Credit Loans to Farmers – DCCB to PACS 8.50%
23 Cash Credit Loans to Farmers – PACS to Farmers 10.00%
24 Jaganna Thodu Loans 10.00%
25 PM Swanidhi Loans 10.00%
26 YSR Cheyutha Loans 10.00%
27 Customer Highering Center (CHC) loans 9.00%