Rate of Interest on Loans:
|
S.NO |
NAME OF LOAN | RATE OF INTEREST |
|
1 |
SAO-CKCC Loans | 5.75% |
|
2 |
Cash Credit | 13% |
|
3 |
Other Gold Loans-Upto Rs.2.00Lakhs | 9.50% |
|
4 |
Other Gold Loans-above Rs.2.00Lakhs |
12% |
| 5 |
Express gold loans upto Rs.2.00 Lakhs |
9% |
|
6 |
Cash Credit to Societies Gold Loans | 10% |
|
7 |
LT Loans Individuals through PACS |
9.50% |
|
8 |
LT Loans to Members |
9.50% |
|
9 |
LT Loans Direct to Societies |
8% |
|
10 |
Loans to Self Help Groups upto Rs.3.00 Lakhs | 7% |
| 11 |
Loans to Self Help Groups above Rs.3.00 Lakhs |
10% |
|
12 |
Loans to Joint Liability Groups(Non Agriculture) |
12% |
|
13 |
Loans to Joint Liability Groups( Agriculture) |
7% |
|
14 |
Housing loans to Individuals |
9% |
|
15 |
Real Estate Mortgage Loans (Rural) |
12.50% |
|
16 |
Real Estate Mortgage Loans (Urban) |
12.50% |
|
17 |
ST-Others PACS | 10.50% |
|
18 |
ST-Others Individuals |
12% |
|
19 |
MT Non-Agrl ECCS |
13% |
|
20 |
Mudra Loans |
12% |
|
21 |
Personal Loans-indls |
14% |
|
22 |
Swayam Krushi Loans(Small Business People) | 13% |
| 23 |
ICDP Loans to Societies |
9% |
|
24 |
Personal Loans to Staff |
10% |
|
25 |
Housing loans to Individuals(more than 30.00lakhs) | 10.25% |
|
26 |
Housing construction loan to staff |
7% |