WELCOME TO THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD., VISAKHAPATNAM. Notification for the post of Staff Assistants/Clerks Recruitment 2018 Call letters Down load for online Examination . Click Here .

Loans

Rate of interest on Loans:

Sl. No. Name of the Product Rate of Interest
1 Cash Credit 13.00%
2 Other Gold Loans – Upto Rs.2.00 Lakhs 11.50%
3 Other Gold Loans – Above Rs.2.00 Lakhs 11.50%
4 Cash Credit to Societies Gold Loans 11.50%
5 Express gold loans up to Rs.2.00 lakhs 9.75%
6 LT Loans Individvals through PACS  ( Up to 5 years ) 10.10%
7 LT Loans Individvals through PACS  ( 5 years and above) 10.00%
8 LT Loans To Members   ( Up to 5 years ) 11.60%
9 LT Loans To Members   5 years and above) 11.50%
10 LT Loans Direct to Societies 10.10%
11 Loans To Self Help Groups upto Rs.3.00 lakhs 12.50%
12 Loans To Self Help Groups above Rs.3.00 lakhs 12.70%
13 Loans To Joint Liability Groups ( Non Agriculture) 12.00%
14 Loans To Joint Liability Groups ( Agriculture) 12.00%
15 Housing loans to Individuals 10.25%
16 Real Estate Mortgage Loans(Rural) 12.50%
17 Real Estate Mortgage Loans(Urban) 12.50%
18 ST-Others PACS 11.00%
19 ST-Others INDIVIDUALS 12.50%
20 MT Non-Agrl ECCS 13.00%
21 Mudra Loans 12.00%
22 Personal Loans – Indl 14.00%
23 Swayam krushi loans (small business people) 13.00%