Sri.U Sukumar Varma Chair Person of the Bank

You could also call this heading “Our philosophy” or “Our vision.” This is the place to talk about what drives you and your business and what’s unique about your process. What you write here should be something distinct and interesting about your business that sets it apart from others in the same industry.

Sri DVS Varma CEO Of The Bank

Keep your thoughts positive because your thoughts become your words.Keep your words positive because your words become your behavior. Keep your Habits positive because your habits become your values keep your Values positive because your values become your destiny. Confidence and hard – work is the best medicine to kill the disease called failure, It will make you a successful person.

Deposit Schemes

Current Deposit
Saving Deposit
Recurring Deposit
Term Deposit
Fixed Deposit
Re-Investment Plans

Services to Offer

  • Core banking solutions
  • Currently all the branches are running on CBS
  • The Bank has introduced the RTGS/NEFT facility and mobile Banking.
  • SMS alerts to its customers
  • ATM Service  are 14 Rural and 5 Urban branches with onsite  .
  • Micro ATM Service are in 30 Branches including 98 PACS.
  • Mobile ATM Vans Service provided to  one Head office and three rural
  • Yellamanchali,Kotavuratla and Chodavaram branches.

Branch Network

The Bank has 30 Branches in Visakhapatnam District. Out of which, 14 branches are located in Urban area and the remaining 16 branches in Rural area including one branch in Agency area.

Loans & Advances

  • Gold Loans
  • REML/Housing
  • Personal Loans
  • SAO – CKCC Loans
  • Special Crop Loans
  • SHG/JLG/RMG Loans
  • Long term Loans
  • Swayam Krushi Loans
  • Corporation Loans
  • ST others Loans
  • Cash Credit Loans


Rate of Interest